Amanda

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“Keeping It Simple” – Why this should be every Business Owner’s Mantra in Life

Running a business can get really complicated. Between trying to get your products and services positioned properly in the marketplace, hiring the right employees to create and execute initiatives, managing your brand, and staying on top of the fast changing needs of customers, business owners can quickly get overwhelmed and lose focus as to what is important and how to prioritise. But to have a successful business you must keep your focus on a few key things, and always keep things simple. Keeping things simple lowers stress and helps to keep you and your employees in good health. Here are two of the really important simple areas to focus on, for the continuing success of your business. Maintain Access to Funding Sources Many businesses get started and fizzle out or have their growth stunted simply because they do not have access to capital needed to take advantage of business opportunities.…

“Don’t Keep Up with the Joneses”: Your Best Way to Beat Financial Rot

Keeping up with the Joneses usually means that you are spending way too much money on things you cannot afford. This ultimately leads to only one place – financial rot. Although it feels good to make big purchases on new and shiny things, the bills that follow these purchases are no fun at all. On that note, here is a better plan for you to follow. One that will keep you in the good graces of the credit reporting agencies and lenders. Make a Savings Plan One of the best ways to beat financial rot is to make a savings plan and stick with it. I can hear the groans already coming from you, but these days it is a lot easier than you might think. Innovative banks provide tools to help you calculate how much you can save, and then they provide easy ways for you to do it.…

Best Options Trading

When it comes to the world of financial trading, there are a ton of options. Options trading is something not many people know about. It is a bit different from your standard stock trading, options trading is a great place to start because it is a versatile market with a bit of flexibility. I’m going to break it down for you now. What is Options Trading? Options aren’t stocks, they are contracts. When it comes to options trading there are two main contracts to choose from. They are put options and call options. A call option is a contract that gives you the right to purchase, while put option contracts get you the set price to sell. Options differ from traditional stock trading as you’re not paying for shares. In options, you are paying for the right to buy or sell shares. They are contracts at a set price for…

How to design a wedding menu that caters for everyone?

Deciding on the food you’ll serve on your big day is one of the most exciting parts of planning a wedding, with a wide array of caterers to visit and taste tests to look forward to. However, while the occasion is all about you and your other half, your guests are still a vital part of the equation. And in an age where there seems to be more dietary considerations than ever to take into account, you can’t simply assume that everybody’s requirements will overlap. With nutritional requirements, allergies and religious backgrounds to take into account, the fun of choosing your cuisine may turn out to be a lot more complicated than you expected. But when you consider that each person has taken time out of their life to celebrate your nuptials, so the least you can do is give them a delicious dinner for their troubles. Rule number one…

Planning a trip to Europe? Don’t miss these historical sites

One of the many reasons why people choose to visit Europe is because of its history. There are so many incredible historical sites to choose from, that you could spend years traveling the continent in an attempt to see them all.  If you’re planning a trip to Europe, here are some of the best places to visit and learn about history: Berlin Berlin has so much history, and plenty of excellent museums waiting to teach you about that history. The Berlin Wall is one of the most interesting historical sites, and you can spend hours walking along it and taking photos of what is now the world’s largest open-air gallery.  There are also many other sites, from the Holocaust Museum to the Stasi Museum. Don’t miss the Pergamon Museum, and be sure to get a photo with the Brandenburg Gate, which is almost 230 years old. Istanbul Did you know…

Why you should consider a digital detox holiday?

If you haven’t yet taken a digital detox holiday, you’ve been missing out. I tried this for the first time in Myanmar, where the wifi was so bad that it simply made sense to take a complete break from work, along with social media. The first few days were difficult but by the end of my ten-day trip, I’d almost forgotten my phone existed, and I was more centered and focused on actually living in the moment.  Since, that first digital detox, I’ve switched off my access to social media in places like Bali and Dubai as well. Believe me, you see and experience so much more when you’re focused on living it, and not simply recording it.  Studies have found numerous benefits to switching off. It boosts your mindfulness, increases concentration, and allows you to better engage with your loved ones. For that reason, it’s not surprising that digital…

5 Things You Need To Know Before Taking a Mortgage

Taking a mortgage is one of the most important financial steps in anyone’s life. And regardless of whether you are doing this as an investment or if you actually want to live in the house you finance with your mortgage, you will definitely want to be really well informed before you seal the deal. What are some of the most important things you need to know before taking a mortgage? Read here and find out more. Not all loans are created alike …and you really need to know the differences between the different types of mortgages available out there. Otherwise, you might end up with a very long-term loan that doesn’t satisfy your needs and expectations – and that’s the last thing you want to cling on to for the next decades or so. You do need good credit score Depending on each lender’s policy, you may be able to…

4 Fun Things To Do Online When You Are Bored

Lazy days at home can get boring quickly and even when you have access to the internet at your fingertips, it can still seem impossible to find something likely to capture your attention. While you might think that streaming sites and social media are the obvious ways to kill time, there are plenty more beneficial and constructive ways you could be spending these moments online. 1. Join a lottery syndicate A lottery syndicate is a fun and easy way to boost your chances of winning the lottery with minimal effort. Simply find a group of people who enjoy playing the lottery, agree how many lottery tickets everyone will buy each week, pool them all together, and split any winnings between each member of the syndicate. These collectives are often set up between friends, families, and colleagues in the real-world, but you can organise or join one online in minutes. Companies…

How I finally fixed my finances- and how you can too!

Are you feeling like you’ll never get financially sorted? Maybe you thought you’d finally ‘have it all together by this age’ or you simply can’t seem to get ahead, even though you feel like you’re relatively good with money. Don’t worry- I feel you. After years of living in developing countries where I could live like a queen on very little income, moving back was a shock to my system. It also meant that I needed to get real about my finances. Here are a few ways I did it: Creating a budget I know, this doesn’t sound fun, but it really is crucial. That’s because a budget will allow you to still have fun, while also managing your money. Basically, take a look at all your outgoings, and the things that you absolutely need to pay for. Then, look at how much you have left and divide it up…

Hosting an unforgettable dinner party

A Dinner party is, on paper, a simple blend of ingredients; good friends, good food and good conversation. Anyone who has hosted a dinner party, however, will tell you that it is not that simple. Hosting a dinner party can be fun, stressful or a straight-up nightmare, depending on how you play your cards. The key to an unforgettable dinner party is preparation. Before you race out and buy dining chairs, it pays to create a timeline of events as well as a checklist of items you might need. Creating a solid plan will prepare you for the many glitches that will pop up and keep your head in the game. Start with the most important part of your proposed party; the guests. Who’s coming? Dinner parties are more personal than a regular party, so deciding who you want to invite is important. If this is your first gig as…

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