Personal Finance

How to Save Money on Travel

If you ask the average person why they don’t travel, you’ll probably get an answer along the lines of “It’s too expensive”. When we look at how much we spend on “things” every year, it’s easy to see why most people believe that they can’t afford to travel. Because many people only get to travel every few years, they plan a huge vacation that often costs thousands. The problem with this, is that staying in 5-star hotels becomes the new way to travel, and people naturally assume that they’ll need some serious money if they want to see the world. Here’s how to save money on travel: Travel Longer It may seem strange, but instead of heading away for a few long weekends throughout the year, or even two one-week vacations, it makes more sense financially to just work hard and then take a longer holiday. Save your time off,…

The Importance of SEO – An Introduction to Search Engine Optimisation

If you have a blog, business online or even just traditional business that you want more exposure for, you’ll quickly learn that SEO is extremely important. Search Engine Optimisation is using tricks and tools to minimise your reach online, increasing the number of visitors to your blog or website, and ensuring that your page performs well in Google. If you’re new to SEO or wanting to step up your SEO, here’s an introduction of the importance of SEO to get you started. 1. SEO is the Magic Behind the Scenes If you’ve ever wondered how websites appear in the top 10 results in Google, then the truth is that SEO is probably the reason. Search engines like Google, Yahoo and Bing rank results based on the page info, the number of relevant links pointing to the results and a variety of other factors. If you want to increase the number…

Learning How You Can Shop Smarter

With the way that many shops and stores are becoming smarter in the way they market their products, it can leave consumers confused as to the best options and cheapest prices. However, that doesn’t mean there aren’t ways you can try to shop smarter yourself. By following a few simple rules, you can quickly learn to interpret the store marketing schemes and choose a product that’s right for you. Try Not to be Seduced One of the ways the retailers operate is to try and get your senses involved in your purchasing decisions. For example, you may have heard that if you want to sell a house, you should put on a pot of coffee or bake some bread. This makes your home smell welcoming and friendly and can ultimately influence your buyer’s decision. In the same way, many retailers use perfume and music to try and divert your attention…

What Makes Penny Stocks Soar? 5 Tips for Finding Breakouts

There is no shortage of stories on the internet about some lucky investor finding a gold mine after a penny stock investment shot up to a much higher price. Those stories make you want to invest in penny stocks, but you should realize not every penny stock will make you money. Check for some of these indicators before you decide to invest in any penny stock. Company Announcements One of the best indicators for a penny stock’s rise is favorable company announcements. This fact is especially true for biotech penny stocks that are working on breakout treatments for various diseases and ailments. Following the news closely will help you find opportunities in which a stock may rise before settling again. Doing due diligence before investing in any penny stock will help you follow when company announcements tend to be made. Just be aware that announcements that are thought to be…

Scott Morrison Takes Over: What Does It Portend for Gold Prices in Australia?

The recent political turmoil in Australia was a causative factor in making investors jittery all across not just the stock but also the commodities market. And gold prices were certainly no exception to the rule. However, once the dark clouds of political uncertainty disappeared, so too did various commodities and precious metals prices register a certain measure of consistency in terms of day to day trade. As a matter of fact, gold had slipped to a fresh weekly-low in the first week of this month ($1,190). However, this did not come as a surprise as the ISM Manufacturing survey had quite unexpectedly climbed straight up 58.5% last month, and ended up pretty much marking its very highest reading ever in the last 14 years or so. However, the recent price action (and according to many pundits in the gold bullion industry price, ‘correction’) had effectively raised the risk for a…

The Best Industries To Launch A Startup In 2018

Thinking about launching a startup? One of the most important aspects when starting a new business venture is to select a business idea that is in demand and growing in popularity. You may have an interest in a particular product or service, but the demand for this could be low which would make it challenging to succeed. Instead, you should pick emerging industries and set up a business in one of these. There are many excellent industries to start a business in right now which could prove to be profitable and help you to boost your finances quickly – read on for a few suggestions. Internet Marketing Every business in every industry needs to have a strong online presence as otherwise, they will struggle to get noticed and attract customers. Internet marketing allows businesses to establish a strong online presence and increase visibility online which is incredibly important to succeed…

Settling Down and Buying Your Own Home

You agree on everything, start planning big projects for both of you, you are ready to compromise on everything, including the remote control. You even decided to adopt a dog to prepare yourselves for taking care of children. You finally found someone you could live with for the rest of your life, now what? It’s time to take the next big step in your relationship. Nowadays, getting your own house is getting easier with the help of home loans, offered in fixed-rate and variable-rate interest, although which of the two you get depends on your situation. The fixed-rate interest maintains a determined interest regardless of the market situation while variable-rate interest changes depending on the market situation. Big financial companies, including NPBS, Australia’s largest building society, now offers lower interest and both flexibility on both options. You could even get lower interest and save on variable rate home loans. There…

The Proper Ways to Manage Personal Finances

There are proper ways to manage your personal finances, and there are not-so-proper ways. When you opt for the former, you are sure to be stress-free when it comes to the very demanding task of sorting out your money. When you only ever choose the latter, you create problems for yourself that you really do not need to be creating. To see the proper ways to manage your personal finances, check out the information below. Set yourself goals The first thing that you should do when you come to deal with your personal finances in a proper way is to set yourself some goals in regards to where, how and when you want to spend your money, as well as what you want it to be spent on. If you want to save up for something as big as a new home, set that as your goal and try to…

Perth Mint & Silver’s History

It is said that there are certain names in every industry that have contributed immensely to the growth and prosperity of the industry as a whole. Think of Microsoft and computers, Facebook and social networks. Throughout their years of operation, they’ve been responsible for numerous innovations that have allowed the industry to take the next step while maintaining strict performance standards. When talking about Gold Stackers silver bars, it is impossible to continue on the conversation without giving due credit to Perth Mint. After all, it is one of the oldest working mints in the country and continues to influence the precious metals industry in the country. So, what’s the history behind Perth Mint and how did it grow to become the leading working mint inside Australia? Here’s a thorough run-down of Perth Mint’s history. Early Beginnings The 19th century saw a surge in the demand for gold. The whole…

Australian Credit Card Reward Programs: An Insightful Comparison

Planning a domestic or international trip for your upcoming vacations is quite exciting. But it’s extremely important to consider your budget while planning. If you’re one of those people who think that it’s not possible to enjoy your vacations to the fullest on a budget, then think again! With the help of credit card reward programs, you can now visit your favourite destinations with your family or on your own without breaking the bank. Here’s a brief comparison between reward programs of the most popular credit card companies in Australia to help you decide which program works for you: The Qantas American Express Ultimate Card American Express or Amex is a popular financial service provider. They offer various credit cards to facilitate customers. But if you frequently travel, then the Qantas American Express Ultimate Card is one of the best cards for earning points. When you get registered and spend…

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