Bicycling is a popular mode of transportation and recreation in Denver, with its beautiful scenery and bike-friendly streets. However, despite the city’s emphasis on cycling safety, accidents can still happen. A bicycle accident, especially one involving a motor vehicle, can be traumatic and overwhelming. Knowing what to do immediately after a bicycle accident in Denver can help ensure your safety, protect your rights, and facilitate the recovery process. This guide provides a detailed overview of the steps to take if you’re involved in a bicycle accident.

1. Check for Injuries and Ensure Your Safety

Your immediate priority after a bicycle accident should be your safety and well-being. If you’re able, check yourself for injuries. Adrenaline might prevent you from feeling pain initially, so even if you think you’re unharmed, take a moment to assess your condition. Look for signs of bruising, bleeding, broken bones, or head trauma. If you feel disoriented or light-headed, sit down and wait for help.

• Get to a safe place: If you’re in the middle of the street or in an unsafe area, and it’s possible to move, try to get to a safer location away from traffic.
• Don’t move if seriously injured: If you suspect you have a severe injury, especially to your head, neck, or back, avoid moving. Wait for medical assistance to arrive.

2. Call 911

Regardless of the severity of the accident, it’s important to call 911 immediately. In Denver, police and emergency medical services will arrive on the scene to assess the situation. The police will file an official report, which will be crucial if you decide to file a personal injury claim or an insurance claim later on.

• Get medical attention: Even if you feel fine, allow paramedics to evaluate you. Some injuries, like concussions or internal bleeding, may not show immediate symptoms. It’s always better to err on the side of caution and seek medical attention.

3. Document the Accident Scene

If you are physically able, gather evidence from the accident scene. This documentation will be essential when dealing with insurance companies and potentially pursuing legal action. Evidence gathered immediately after the accident can help establish liability and prove the extent of the damages.

• Take photos and videos: Use your phone to take pictures and videos of the accident scene, including your bicycle, any vehicles involved, road conditions, and any visible injuries you’ve sustained. Capture different angles to provide a clear picture of what happened.
• Record weather conditions and hazards: Note any environmental factors, such as poor lighting, wet roads, or obstacles, that may have contributed to the accident.
• Gather witness information: If there are any witnesses, get their contact information. Their statements may be helpful in establishing the facts later.

4. Exchange Information with the Driver

If your bicycle accident involves a motor vehicle, exchange information with the driver, just as you would after a car accident. Be sure to gather the following details:

• The driver’s name, contact information, and address.
• The driver’s insurance company and policy number.
• The make, model, and license plate number of the vehicle.

If the driver refuses to provide information or flees the scene, try to note as many details about the vehicle and the driver as possible, including their appearance and the vehicle’s license plate number. If it’s a hit-and-run accident, report this information to the police as soon as they arrive.

5. File a Police Report

In Denver, filing a police report is a crucial step following a bicycle accident. The police report will serve as an official record of the accident and can be used as evidence in your case. Make sure to provide the responding officers with an accurate and detailed account of what happened. Be careful not to admit fault or downplay your injuries, even if you feel that the accident wasn’t serious.

• Request a copy: After the police complete their report, request a copy for your records. This report can be invaluable when dealing with insurance companies or legal matters.

6. Seek Medical Attention Immediately

Even if your injuries seem minor, it’s important to see a doctor after a bicycle accident. As mentioned earlier, some injuries may not be immediately apparent, and delaying treatment could lead to complications or weaken your personal injury claim.

• Follow the doctor’s advice: After receiving treatment, follow your doctor’s recommendations, whether that involves resting, taking medication, or going to follow-up appointments. Keeping detailed records of your medical visits and expenses is essential for pursuing compensation.
• Document your injuries: Keep a journal of your recovery process, noting how the injuries affect your daily life and any ongoing pain or discomfort you experience.

7. Contact a Denver Bicycle Accident Lawyer

After a bicycle accident, especially one involving significant injury or property damage, it’s wise to consult with an experienced Denver bicycle accident lawyer. A knowledgeable Denver bicycle accident attorney can help you navigate the legal complexities and ensure you receive fair compensation for your injuries, medical bills, lost wages, and any other damages.

• Assess your case: A lawyer will review the details of your accident and advise you on your options. They can help determine if you have a strong personal injury case and guide you through the process of filing a claim.
• Negotiate with insurance companies: Insurance companies may attempt to downplay your injuries or offer a low settlement. Having a lawyer represent you can help level the playing field and increase the likelihood of securing fair compensation.

8. Notify Your Insurance Company

After the accident, you’ll need to notify your insurance company, even if the accident wasn’t your fault. If the accident involved a motor vehicle, you may be able to file a claim with the driver’s insurance company as well. Be sure to provide accurate information and avoid admitting fault.

• Stick to the facts: When speaking with your insurance company, stick to the facts of the accident and avoid speculation about fault. Your lawyer can assist you with this process to ensure you don’t unintentionally harm your case.
• Review the policy: Check your insurance policy to see what kind of coverage you have for bicycle accidents. You may be entitled to compensation through your own policy for medical expenses or bike repairs.

9. Understand Colorado’s Comparative Negligence Law

Colorado operates under a modified comparative negligence law, which means that your compensation may be reduced if you are found partially at fault for the accident. However, as long as you are found to be less than 50% at fault, you can still recover damages.

• How fault affects your claim: If it’s determined that you were partially responsible for the accident (for example, if you failed to yield at an intersection), your compensation will be reduced by your percentage of fault. Your lawyer can help you understand how this law applies to your case and work to minimize any potential fault assigned to you.

10. Keep Records of All Expenses

Throughout your recovery, keep detailed records of all expenses related to the accident. This includes medical bills, receipts for repairs to your bike, and any other costs incurred as a result of the accident. These records will be essential when pursuing compensation.

• Track lost wages: If you are unable to work due to your injuries, keep records of any lost wages. You may be entitled to compensation for lost income, as well as for pain and suffering, through a personal injury claim.

Conclusion

A bicycle accident can be a life-altering event, but by taking the right steps, you can protect yourself and your legal rights. By seeking medical attention, gathering evidence, and consulting with an experienced Denver bicycle accident lawyer, you can ensure that you are in the best possible position to recover both physically and financially. Remember, the sooner you take action, the better your chances of securing fair compensation for your injuries and other damages.