Birmingham, Alabama, is a city with busy highways, unpredictable weather, and heavy commuter traffic. Accidents often happen on I-65, Highway 280, or local streets. A single mistake at the scene can lead to legal trouble, insurance disputes, or financial loss.
What we do after a crash matters as much as what led to it. Speaking with a car accident lawyer in Birmingham can help avoid costly mistakes that could hurt an insurance claim or legal case.
Here are five things that victims should never do at the scene of a car accident.
Leaving the Scene
In Alabama, leaving the scene of an accident is illegal, even if no one is hurt. State law requires drivers to stay and exchange information; if there are injuries, they must call for help.
Fleeing the scene, also known as a hit-and-run, can lead to serious consequences, including fines, a suspended license, or even jail time. Even in minor accidents, leaving makes a driver look guilty, even if they weren’t at fault.
Staying at the scene protects us legally. It also ensures we can gather evidence and give our side of the story to law enforcement.
Failing to Call the Police
Alabama law requires drivers to report accidents involving injury, death, or property damage over $500. Even if a crash seems minor, calling the police ensures there is an official record.
A police report is crucial for insurance claims and legal disputes. It documents what happened, identifies involved parties, and includes officer observations. Without it, the other driver could change their story, making it harder to prove fault.
Waiting too long to report an accident can also lead to penalties. Contacting law enforcement immediately helps protect our rights and prevents unnecessary legal or financial trouble.
Admitting Fault
Even a simple apology after a car accident can be used against you in legal or insurance proceedings. In Alabama, the state follows a contributory negligence rule. If you are slightly at fault for the accident, you may be barred from compensation for your injuries or damages.
This makes it crucial to avoid making any statements that could be misinterpreted. Instead of assigning blame, we should stick to the facts and let the police and insurance investigators determine liability.
Neglecting Medical Attention
Some injuries, such as whiplash or internal bleeding, may not have immediate, obvious symptoms. It’s crucial to seek medical attention after any car accident, even if you feel fine. Delaying medical care can weaken your insurance claim by making it appear that your injuries are unrelated to the accident.
It is essential to promptly seek evaluation and document all your injuries with medical records. This documentation will help support your claim and ensure you receive the necessary treatment for your injuries.
Talking to the Other Driver’s Insurance Without Legal Advice
Insurance adjusters are trained to minimize payouts or shift blame. They may try to get you to make statements that can be used against you. Never give recorded statements or sign any document without fully understanding the implications.
You should consult an experienced car accident attorney before speaking with the other driver’s insurance company. Your attorney can protect your interests and ensure your rights are protected.
Why These Mistakes Could Cost You
Avoiding these five mistakes can help protect you legally and financially. After an accident, staying informed and cautious is key to ensuring your rights are upheld.
What happens after a crash can be just as important as the crash itself. Making the right choices can save us from significant legal and financial trouble.
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