Planning a domestic or international trip for your upcoming vacations is quite exciting. But it’s extremely important to consider your budget while planning.
If you’re one of those people who think that it’s not possible to enjoy your vacations to the fullest on a budget, then think again! With the help of credit card reward programs, you can now visit your favourite destinations with your family or on your own without breaking the bank.
Here’s a brief comparison between reward programs of the most popular credit card companies in Australia to help you decide which program works for you:
The Qantas American Express Ultimate Card
American Express or Amex is a popular financial service provider. They offer various credit cards to facilitate customers. But if you frequently travel, then the Qantas American Express Ultimate Card is one of the best cards for earning points.
When you get registered and spend $3,000 with your credit card during the initial 3 months, you get 55,000 bonus Qantas points for free. Also, for every $1 you spend, you get 2.5 reward points. You can use the card to book flights at discounted rates. Moreover, you also get free access to airport lounge which isn’t accessible to other passengers.
Westpac Altitude Card
The oldest bank in Australia, Westpac, has launched a customer loyalty program. They offer two different types of cards, Black and Platinum. The more you spend with these credit cards, the more points you earn. You can redeem these points to claim lucrative benefits.
You need not pay any credit card in the first year. You can earn $1-$1.25 points for every dollar you spend on eligible purchases. You also get complimentary insurance coverage with every card. You can enjoy several other benefits if you own both black and platinum Westpac cards.
NAB Rewards Platinum Card
National Bank Australia is one of the four largest financial groups in the country. You can buy their platinum card to enjoy several benefits.
The annual card fee is just $195, and the benefits you get can easily make up for these costs. You earn a NAB reward point for every $1 spent via your credit card. If you go shopping at their partner stores, you can earn double the points.
You can also use your card to book domestic or international flights. Moreover, if you book a holiday with Webjet, you’ll earn triple points.
ANZ Credit Cards
ANZ is another top bank in Australia. Whether you’re a traveller or need to fly often for business purpose, you can benefit from its frequent flyer black or platinum cards.
If you carry out a single eligible purchase with your card during the first 3 months of getting registered, you get 75,000 bonus Qantas points as well as $200 back to your ANZ account.
Aside from the aforementioned credit cards, many other groups also offer reward programs for their long-term customers. Before buying a card, make sure you go through their terms and conditions to make sure you choose the card that is more suitable for you.