Health IQ – Getting Health Insurance When You’re Young

Young people tend not to think too much about getting a life insurance policy. After all, life insurance is for people who are older, have families, and have more debts, right? Well, not really. Millennials need to take into consideration the fact that they graduate from college with large student loans that they are required to pay off in their entirety. And if they had their parents co-sign for the loans, their parents are on the hook for the balance in the event of their untimely death. It’s not something that anyone wants to consider as no one wants to think of dying young, but it happens, and it’s better to be prepared than not.

While that’s one reason why Millennials should consider life insurance, they also have advantages that are in their favor due to their age: lower premiums. The younger people are when they get a life insurance policy, the lower the premiums are. And they’re more likely to be in better shape and have fewer health issues. These two things make them a lower risk pool for insurers. It’s never a bad idea to get a life insurance policy at a young age since it’s more affordable. There’s also the benefit of having a policy in place by the time you start a family for financial security.

Take the Health IQ quiz below to learn more about the benefits of getting a life insurance policy sooner than later. Having a policy in place before health problems start to arise is a hedge against an unexpected event.

About Health IQ

HealthIQ’s mission is to improve the health of the world. In pursuit of this mission, they’ve created over 2,000 Health IQ quizzes and worked with innovative insurance companies to create financial rewards for health conscious people. To date, Health IQ has helped thousand triathletes, vegans, runners, and other health conscious people secure billions in life insurance coverage, and they hope to expand to other financial rewards in the near future. To learn more about Health IQ’s life insurance financial reward for health-minded people, speak to an Health IQ agent today.


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