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Personal Finance

Simple tricks to reduce your food bills

Personal Finance

Sadly (but very true), we spend a lot of money on food. Aside from the regular bills (heating, cooling, water and other comforts of the modern homes) and aside from housing (be it paying for the mortgage or paying the rent), our largest and heaviest bills are always food-related. Thankfully, there are some tricks you can use to reduce your food bills by a lot. At first, you may find it a bit more difficult to follow these tips (especially since some are a thing of habit). But once you dive deeper into them, you will find it much easier to make the right choices. Here are some of the simplest and most efficient tricks to help you save money on food. Coupons It may not seem that $1 off one product will make a huge difference. And it won’t, if you use coupons only now and again. However, when…

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My favorite saving hacks

Personal Finance

Saving money is essential. And even more so in a world that’s financially unstable and rather crazy when it comes to the huge range of super-offers on almost any item the mind can conceive. I like to think of myself as a financially savvy person – without making myself feel like I lack all the good things in life. To make sure I have enough money to survive, to save and to satisfy my little pleasures, I use certain money-saving hacks – and I have shared with you my favorite ones right below. Read on and find out more. The shopping list OK, this is an all-time classic everyone will advise you to do. But do you know why it’s so popular with frugal living advocates? Because it works. I never go grocery shopping without a carefully constructed shopping list. It helps me stay on track, it helps me get…

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Top Budget Picks for 2016

Personal Finance

Travelling low-budget can be a great experience, especially if you plan everything thoroughly and if you choose the wisest destinations for your pockets. In 2016, we will be delighted to visit a great range of amazing places that are more budget-friendly than ever, so check out some of the following suggestions and “steal” some inspiration for your next year’s travel plans. Nepal Uniquely exotic and full of grace and interesting attractions, Nepal has recovered from the devastating earthquake that shook them not very long ago. Now that the country is safe to travel to again, you can definitely expect it to be on many travellers’ lists in 2016 – so why wouldn’t you be among them too? This destination will most likely be quite budget-friendly next year, as they are still recovering economically, so you can definitely get to see it for a smaller sum of money. Check out these…

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Money Tips for When You’re in Your Twenties

Personal Finance

Being in your twenties can be absolutely amazing. You’re young, you’re happy and you’re on your way to a successful life. However, that doesn’t mean that you shouldn’t take care of your finances too – on the contrary. Now’s the perfect time to set a solid foundation for your future finances, so make sure not to neglect money issues. What are some of the best money tips for when you’re in your twenties? We have gathered some great suggestions right below – so read on and find out more about how to take care of your finances as a young adult. Save now Really, start saving now. It may seem that you have the rest of your life to do it, but the truth is that the years will slowly pass by and you will find it more and more difficult to set some money aside. You may procrastinate on…

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5 Money Mistakes You Are Probably Making

Personal Finance

We all make mistakes – and not just when it comes to our finances, but when it comes to our personal lives as well. In the end, it is in our nature as humans to be flawed – but it is also in our nature that we don’t let ourselves be influenced by our flaws and that we constantly want to become better. Like most people out there, you probably  make at least a handful few money mistakes – and that’s only natural. However, spotting these mistakes and “fighting” against them can help you build better finances and more confidence in your ability to be a better version of yourself. What are 5 of the most common mistakes you are probably making as well? Read here and find out more. You don’t plan When the payday arrives, most of us feel tempted to “plunge” into our salaries as if they…

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4 Ways Bloggers Generate Money Online

Personal Finance

Truth be told, the Internet has changed our lives in ways we could have never imagined. Who knew we would be able to watch movies in just a couple of seconds, that we would be able to chat with someone at the other end of the world within minutes and that we would even be able to earn a comfortable living sitting at home and doing something we genuinely enjoy? Four decades ago, these were only dreams. Today, though, they are as real as it gets – and the huge number of bloggers generating money online says a lot about how real these dreams can get. How do they do it? How do bloggers make money online? We have gathered some of the most important tips you should know about this – so read on if you want to find out more. Teach courses If your blog is focused on…

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3 Ways To Ensure You Can Retire Early

Lifestyle

It’s never too early to think about retirement. In fact, the earlier you start thinking about it, the more likely it will be that you will live a nice retirement, without having to worry about your finances too much. What are the best ways to ensure you can retire early? What are the things you should do to make sure you can retire, that you can sustain yourself during retirement and that you can really make the most of it? We have gathered some important tips for you – so read on if you want to find out more. Plan, Plan, Plan This is the number 1 rule of early retirement. Planning ahead (and doing it very carefully) will allow you to actually think things through. Think how much money you will need for your retirement so that you live a comfortable life and, more importantly, think very well about…

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3 Tips For Asking For A Pay Raise

Personal Finance

Asking for a pay rise can be a terrifying thing to do – but, it is something that needs to be done. As with most companies, yours will most likely not give you a raise if you don’t ask for it – so you cannot avoid the moment for too long. How do you do it? How do you ask for a raise in a way that considerably increases your odds of actually getting it? How do you get rid of the nervousness and actually speak out for yourself when you ask the raise? We have gathered 3 of the most important tips you should know when it comes to this – so read on if you want to find out more. Be self-confident If you are not self-confident, your superior will know it. And he/she will sense this as an opportunity to make you feel even less self-confident and…

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