We all have financial goals in life. Some of us want to own our own home, while others dream of having the perfect custom sports car. However, unless you happen to be incredibly lucky, the chances are that you’re going to need to have a strategy in place if you ever want to achieve your targets. Saving money is something that we all know that we need to do, but with so many bills to pay, it can be difficult to find cash that you can afford to put aside for the future too. The good news is that anyone can make progress towards their financial goals, just by changing a few simple financial habits. Here are a few tips to help you out. 1. Experiment with your “Favorite” Products A lot of people buy the same products every month because they assume that they’re getting the best item for…

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Running a business can get really complicated. Between trying to get your products and services positioned properly in the marketplace, hiring the right employees to create and execute initiatives, managing your brand, and staying on top of the fast changing needs of customers, business owners can quickly get overwhelmed and lose focus as to what is important and how to prioritise. But to have a successful business you must keep your focus on a few key things, and always keep things simple. Keeping things simple lowers stress and helps to keep you and your employees in good health. Here are two of the really important simple areas to focus on, for the continuing success of your business. Maintain Access to Funding Sources Many businesses get started and fizzle out or have their growth stunted simply because they do not have access to capital needed to take advantage of business opportunities.…

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Keeping up with the Joneses usually means that you are spending way too much money on things you cannot afford. This ultimately leads to only one place – financial rot. Although it feels good to make big purchases on new and shiny things, the bills that follow these purchases are no fun at all. On that note, here is a better plan for you to follow. One that will keep you in the good graces of the credit reporting agencies and lenders. Make a Savings Plan One of the best ways to beat financial rot is to make a savings plan and stick with it. I can hear the groans already coming from you, but these days it is a lot easier than you might think. Innovative banks provide tools to help you calculate how much you can save, and then they provide easy ways for you to do it.…

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When it comes to the world of financial trading, there are a ton of options. Options trading is something not many people know about. It is a bit different from your standard stock trading, options trading is a great place to start because it is a versatile market with a bit of flexibility. I’m going to break it down for you now. What is Options Trading? Options aren’t stocks, they are contracts. When it comes to options trading there are two main contracts to choose from. They are put options and call options. A call option is a contract that gives you the right to purchase, while put option contracts get you the set price to sell. Options differ from traditional stock trading as you’re not paying for shares. In options, you are paying for the right to buy or sell shares. They are contracts at a set price for…

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Deciding on the food you’ll serve on your big day is one of the most exciting parts of planning a wedding, with a wide array of caterers to visit and taste tests to look forward to. However, while the occasion is all about you and your other half, your guests are still a vital part of the equation. And in an age where there seems to be more dietary considerations than ever to take into account, you can’t simply assume that everybody’s requirements will overlap. With nutritional requirements, allergies and religious backgrounds to take into account, the fun of choosing your cuisine may turn out to be a lot more complicated than you expected. But when you consider that each person has taken time out of their life to celebrate your nuptials, so the least you can do is give them a delicious dinner for their troubles. Rule number one…

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Are you feeling like you’ll never get financially sorted? Maybe you thought you’d finally ‘have it all together by this age’ or you simply can’t seem to get ahead, even though you feel like you’re relatively good with money. Don’t worry- I feel you. After years of living in developing countries where I could live like a queen on very little income, moving back was a shock to my system. It also meant that I needed to get real about my finances. Here are a few ways I did it: Creating a budget I know, this doesn’t sound fun, but it really is crucial. That’s because a budget will allow you to still have fun, while also managing your money. Basically, take a look at all your outgoings, and the things that you absolutely need to pay for. Then, look at how much you have left and divide it up…

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When it comes to email marketing, there are certain aspects that you need to take into consideration in order to make sure that the campaign and the emails themselves are of the highest standard. You will have to decide between a responsive or a non-responsive email design. Email standards are constantly changing, which means that having the right design ends up playing a big role as far as reaching out to a prospect goes. In order to know which side to pick, you need to have a good understanding of what responsive and non-responsive emails imply. A non-responsive email is a “one size fits all” type, which is built from a template. In the opposite corner, a responsive email is built in such a manner that it will automatically adjust in order to fit the margins of the device that you’re seeing it on – whether it’s a desktop computer,…

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Starting a business can be a risky venture. For many entrepreneurs, starting something scratch is not a problem and is second nature. But for others who may be coming out of a corporate environment where systems and processes have been in place for ages, it can be difficult to know how to even get going. Sales is one of the first functions that a new business has to figure out. How do you get customers? How do you build a system and processes that will churn out new customers in a repeatable and scalable way? Here is everything you need to think through as a new business owner to start a sales organization from scratch. Identify Target Market You’ve probably already thought through your product or service. You may even have an idea of who the general target market is. But for you to start hitting the pavement with sales,…

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